Hi Bec, you never ever talk about learning and playing contract duplicate bridge. As a learner you get to play supervised bridge where you can ask for help from the director so the learning process is easy as you never have to feel alone. Once you have some proficiency, you can play open duplicate bridge, where better players will offer advice when you make mistakes. Playing contract duplicate bridge stimulates one's brain, provides social contact and the tea and biscuits are delicious.
Hi Bec, I joined your epic retirement group a few weeks ago & was really enjoying the contact, I got over 6000 likes & 2000 comments on my first couple of posts & then found I had suddenly been removed & would like to know why??
Excellent article. The secret to life is indeed finding meaning. As you laid out, it doesn't have to be grand stuff (although some helps). The little things are the 'connectors' in our life.
I like to show interest in those who are newly retired or semiretired or those who are 5-10 years into retirement to find out what works for them. Without exception when I take the time to ask them about favourite activities they are genuinely thrilled to share.
Probus Clubs
Mahjong
Bridge
Bowls
Social activities through the local Church
Gym, Line Dancing
Hobbies - home brew, gardening, remote control sailing
Loving the Epic Retirement fb group and have gotten great ideas and advice there. I know Ireland is a very small country but is very different from UK in terms of pensions, social welfare etc. so would love to see more contributions from our little country.
Your comments about using your 50's to really hook into building super and planning retirement is a really solid suggestion.
I did start thinking about super planning/ saving in my 50's and that has worked well. But if it had occurred to me in my 40's, I could have done a few things that would have been even better, such as contributing extra to Super and looking at Super fund investment options.
Funnily when I turned 51, I had an epiphany. I better look at where our finances will be over next 30-40 years (15-20 years working and the same retired) or we might be working at 70 and beyond. So I came up with a plan of what I wanted Super to look like at 66-67 (and what money we will have from 67-70 till age 85-90). Then I broke it all down into targets for each 5 years and to check in on that a few times a year and then tweaked as needed.. That kept me looking at where I could improve things like extra salary sacrifice or extra contributions with tax returns or even a little bit of post tax amounts. Also kept our focus on getting that mortgage down, so it would be mostly paid off by then.
To start that at 40-45 may have allowed more ambitious goals but finance rarely goes beyond paying bills, mortgage and food when in your 30's and 40's. Although we are happy enough from what we have at least achieved, going from what looked dire to probably being ok.
A good day kicks off with walking my dog by the river and feeling grateful for nature, family, health, and the ability to be retired! Then savoring coffee produced by MY expresso machine! Next working on my passion project—helping women to capture their wisdom and pass it on. Then a power nap followed by a few chores, a few weights and yoga, then connecting with my husband (he's still working) for dinner and comedy! Last, but not least, hours of uninterrupted reading!! Oh, I almost forgot...8 hours of restful, stress-free sleeping!! It's a joyful routine but with flexibility. Add in sprinkles of travel to explore new places, see kids, and play with grandkids. Life is good. I am thankful!!!
Please consider converting your Flagship class to the American Retirement system as well if you can. We could all benefit from this I believe. Happy Sunday 😊
Hi Bec, you never ever talk about learning and playing contract duplicate bridge. As a learner you get to play supervised bridge where you can ask for help from the director so the learning process is easy as you never have to feel alone. Once you have some proficiency, you can play open duplicate bridge, where better players will offer advice when you make mistakes. Playing contract duplicate bridge stimulates one's brain, provides social contact and the tea and biscuits are delicious.
Ian Kilpatrick
Hi Bec, I joined your epic retirement group a few weeks ago & was really enjoying the contact, I got over 6000 likes & 2000 comments on my first couple of posts & then found I had suddenly been removed & would like to know why??
Best Regards
Ron Edwards 🤔X
Excellent article. The secret to life is indeed finding meaning. As you laid out, it doesn't have to be grand stuff (although some helps). The little things are the 'connectors' in our life.
Hi,
I like to show interest in those who are newly retired or semiretired or those who are 5-10 years into retirement to find out what works for them. Without exception when I take the time to ask them about favourite activities they are genuinely thrilled to share.
Probus Clubs
Mahjong
Bridge
Bowls
Social activities through the local Church
Gym, Line Dancing
Hobbies - home brew, gardening, remote control sailing
Loving the Epic Retirement fb group and have gotten great ideas and advice there. I know Ireland is a very small country but is very different from UK in terms of pensions, social welfare etc. so would love to see more contributions from our little country.
Your comments about using your 50's to really hook into building super and planning retirement is a really solid suggestion.
I did start thinking about super planning/ saving in my 50's and that has worked well. But if it had occurred to me in my 40's, I could have done a few things that would have been even better, such as contributing extra to Super and looking at Super fund investment options.
Funnily when I turned 51, I had an epiphany. I better look at where our finances will be over next 30-40 years (15-20 years working and the same retired) or we might be working at 70 and beyond. So I came up with a plan of what I wanted Super to look like at 66-67 (and what money we will have from 67-70 till age 85-90). Then I broke it all down into targets for each 5 years and to check in on that a few times a year and then tweaked as needed.. That kept me looking at where I could improve things like extra salary sacrifice or extra contributions with tax returns or even a little bit of post tax amounts. Also kept our focus on getting that mortgage down, so it would be mostly paid off by then.
To start that at 40-45 may have allowed more ambitious goals but finance rarely goes beyond paying bills, mortgage and food when in your 30's and 40's. Although we are happy enough from what we have at least achieved, going from what looked dire to probably being ok.
A good day kicks off with walking my dog by the river and feeling grateful for nature, family, health, and the ability to be retired! Then savoring coffee produced by MY expresso machine! Next working on my passion project—helping women to capture their wisdom and pass it on. Then a power nap followed by a few chores, a few weights and yoga, then connecting with my husband (he's still working) for dinner and comedy! Last, but not least, hours of uninterrupted reading!! Oh, I almost forgot...8 hours of restful, stress-free sleeping!! It's a joyful routine but with flexibility. Add in sprinkles of travel to explore new places, see kids, and play with grandkids. Life is good. I am thankful!!!
Hi Bec,
Please consider converting your Flagship class to the American Retirement system as well if you can. We could all benefit from this I believe. Happy Sunday 😊
#anydaywithaboatinitisagoodday :)