#1 bestseller for Epic Retirement | AFR exclusive today | new Retirement Diaries podcast

An exciting announcement about our bestseller list position; AFR exclusive today 'Do this before you retire (so the banks don't turn you away)'; And hear from Suzanne

I’ve got some exciting news today that I cannot wait to share with you. On Thursday night we got the first book sales numbers in for How to Have an Epic Retirement. And drumroll please…

It is officially the #1 best selling self improvement book by an Australian author.

Many thanks to everyone who has bought their copy. If you haven’t got yours yet, Booktopia is back in stock, and they’ve listed it on the “Top Picks for Fathers’ Day” and are offering it 30% off here.

Here’s what they’re saying…
”How to Have an Epic Retirement is the ultimate guidebook for modern retirees, and if you’ve seen any of Bec’s columns in Nine’s The Sydney Morning Herald or The Age newspapers or heard any of her interviews on radio and TV for the book, you’ll understand why.”

You can buy the book on Booktopia, Amazon and in all places books are sold (unless they are sold out! Please ask your bookseller if you can’t find it on the shelves!)

Have a lovely weekend! Make it epic!

Bec Wilson Xx

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Read my Australian Financial Review exclusive (In today’s Financial Review here)

Do this before you retire (so the banks don’t turn you away)

With big banks having shifted their focus to the younger generation (and mortgages), the biggest losers are Baby Boomers who have paid off their homes and debts before retiring, often having worked loyally with one bank for decades.

Most people don’t realise that when they pay down their debts and say farewell to their salary, they suddenly become the country’s most unappealing customers to the big four, and will probably no longer be able to access key banking products such as loans and credit cards. They also certainly won’t be lured in with the highest-interest bank accounts and other perks and benefits offered to younger customers.

Most people think their bank will always be there to offer them credit cards, loans and good interest rates on their savings – especially if they own their home outright and have hundreds of thousands (or millions) of dollars in investments.

But that’s not always the case. The banks generally don’t care how much money you have; lending is their priority. And when they lend, the only thing they care about is whether you can service the debt using the guidelines in their systems. That is, they want you to have a pay-as-you-go income that their credit department understands.

Superannuation and investment incomes are not as stable, so the big banks don’t like them and won’t usually lend against them. And you can’t just call up your bank manager to approve a new loan or credit card – they don’t have that power. Every application for credit goes through a standardised credit approval process, and the first question is “what is your income?”.

Read the rest of the article on the Australian Financial Review here.

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Retirement Diaries Podcast edition #7.

The #1 retirement bucket list holiday through Canada, Alaska and the USA with Suzanne Keir

Suzanne (and David) took a 7 week pre-retirement sabbatical to the #1 retirement destination, Canada, Alaska and they added America too. Their trip was epic, taking in all the bucket list must-dos.

Suzanne and her husband David, both in their pre-retirement, squirrelled together all their annual and long service leave and took an epic pre-retirement sabbatical to the number #1 destination on the epic retirement bucket list - Canada and Alaska, before continuing on into America. They chose to do the trip as a 7 week sabbatical from their jobs, and they enjoyed it so much Suzanne returned and put in notice to her employer that she wanted to retire. 

So today we’re talking travel, hearing about this truly epic journey, and all the highlights and experiences Suzanne and David had along the way. This will give you FOMO!  We also chat with Suzanne at the end about her imminent retirement and what she hopes lies ahead. 

You can watch it on Youtube below! Or, download the podcast here or wherever you get your podcasts.

NOTE: We are transitioning this to a Youtube Series, so be sure to click SUBSCRIBE on our Youtube Channel.